SOFI Options History — November 2025

In November 2025, SOFI traded between $24.91 and $31.84. ATM implied volatility averaged 69.0%, placing in the 31.5% IV rank vs the trailing year. The 30-day expected move averaged 20.1%. IV traded below realized volatility by 5.7% (HV 20d: 74.7%). Max pain ranged from $25.00 to $27.00. Net GEX was positive for 17 of 19 trading days. Term structure was in contango for 9 of 19 days. Put/call ratio averaged 0.51.

Notable Days

  • 2025-11-13: Highest Volume — 703,852 contracts
  • 2025-11-13: Largest IV spike — 11.0% change
  • 2025-11-20: Highest IV Rank — 45.1%
  • 2025-11-20: Largest Expected Move — 22.6%

Monthly Statistics

MetricAvgMinMaxOpenClose
Price$28.38$24.91$31.84$30.48$29.48
Max Pain$25.92$25.00$27.00$26.00$26.00
ATM IV69.0%60.6%78.4%65.4%60.6%
Expected Move20.1%17.9%22.6%19.6%17.9%
HV 20d74.7%62.8%82.8%64.8%79.1%
HV 60d59.6%52.9%63.4%53.4%63.2%
IV Rank31.5%19.4%45.1%26.4%19.4%
IV Percentile66.5%43.3%82.5%62.3%43.3%
Term Structure-0.6%-4.6%1.6%0.8%0.9%
VWIV71.4%64.9%80.1%69.5%64.9%
Skew 25d3.8%-0.5%9.1%-0.5%3.9%
Skew 10d8.7%0.5%18.0%6.0%10.1%
Call IV 25d68.2%58.8%77.2%66.7%58.8%
Put IV 25d72.0%62.7%83.9%66.2%62.7%
Bid-Ask Spread %16.368.2930.3520.238.29
Gamma HHI0.090.060.160.100.15
Net GEX29.3M-8.6M68.7M42.5M68.7M
Net DEX-3.67B-5.28B-2.13B-4.57B-4.46B
Net VEX-15.8M-16.4M-15.1M-16.0M-16.4M
Div Yield0.0%0.0%0.0%0.0%0.0%
P/C Ratio0.510.330.790.340.53
Total Volume473,529.684248,440703,852506,347295,847
Total OI4,263,297.2633,990,9204,520,7174,053,8534,271,692

Daily Data (19 trading days)

DatePriceMax PainATM IVExp MoveHV 20dIV RankVWIVSkew 25dTerm StrGEXDEXVEXP/CSpread %Call VolPut VolCall OIPut OI
2025-11-03$30.48$26.0065.4%19.6%64.8%26.4%69.5%-0.5%0.8%42.5M-4.57B-16.0M0.3420.23378,516127,8312,460,2251,593,628
2025-11-04$29.73$26.5067.5%20.1%62.8%29.3%71.5%2.1%0.4%39.5M-4.22B-16.0M0.4920.16195,42495,0592,538,2921,632,011
2025-11-05$30.01$27.0066.3%19.1%62.8%27.6%67.8%2.4%-0.0%43.6M-4.35B-15.9M0.6517.98234,795152,3612,558,9341,653,782
2025-11-06$27.55$25.0067.7%20.0%70.1%29.6%71.3%2.4%0.9%10.6M-3.19B-15.6M0.3824.95421,492159,0112,603,5661,711,529
2025-11-07$27.88$25.0068.1%19.9%64.8%30.2%70.3%2.8%1.6%6.5M-3.33B-15.6M0.5130.35379,264193,1102,678,6401,763,890
2025-11-10$30.70$25.0066.2%19.0%72.1%27.5%67.6%2.8%-0.3%45.7M-4.75B-15.8M0.3316.33459,475152,2422,484,5571,631,609
2025-11-11$30.80$26.0064.5%18.9%72.0%25.0%67.7%0.5%1.6%57.3M-4.75B-15.8M0.5921.18156,28292,1582,542,1091,657,720
2025-11-12$31.84$26.0066.7%19.3%72.7%28.3%69.0%5.0%0.7%67.6M-5.28B-15.8M0.4620.60385,557177,2092,569,2221,682,604
2025-11-13$28.55$26.0074.1%21.3%80.8%38.9%74.9%2.6%0.6%23.4M-3.55B-15.8M0.4816.98474,058229,7942,586,9971,714,339
2025-11-14$27.89$26.0071.7%20.5%81.4%35.5%72.6%4.8%-0.7%10.3M-3.31B-16.1M0.5315.17404,998215,0382,689,7571,766,283
2025-11-17$26.70$26.0074.4%21.4%78.5%39.4%76.8%3.9%-3.2%13.0M-2.89B-15.6M0.5410.65262,713142,2872,515,4571,687,136
2025-11-18$26.46$26.0076.3%21.9%78.5%42.1%78.4%3.5%-2.8%10.4M-2.79B-15.7M0.759.10204,729152,8272,571,0831,744,741
2025-11-19$26.55$26.0075.3%21.6%76.8%40.7%75.4%3.6%-3.3%9.8M-2.82B-15.7M0.4715.15191,13790,2762,610,5651,784,362
2025-11-20$24.91$26.0078.4%22.6%78.6%45.1%80.1%6.8%-4.6%-365.9K-2.13B-15.1M0.5519.49383,982209,4252,638,9671,808,453
2025-11-21$25.31$26.0073.3%21.3%77.7%37.7%76.3%9.1%-3.4%-8.6M-2.28B-15.3M0.7912.89377,132296,2802,689,4511,831,266
2025-11-24$27.38$26.0068.4%19.9%82.8%30.6%69.9%6.7%-1.2%21.2M-3.24B-15.9M0.4311.72356,359154,5262,402,4221,588,498
2025-11-25$28.31$26.0064.0%19.1%81.2%24.3%68.2%4.6%1.3%39.4M-3.71B-16.3M0.359.42291,979101,9412,512,6181,604,540
2025-11-26$28.66$26.0061.5%18.3%81.0%20.7%65.1%5.7%-0.7%56.7M-4.03B-16.3M0.4910.17268,961132,9892,601,8631,619,840
2025-11-28$29.48$26.0060.6%17.9%79.1%19.4%64.9%3.9%0.9%68.7M-4.46B-16.4M0.538.29193,709102,1382,625,4711,646,221