SOFI Options History — October 2025

In October 2025, SOFI traded between $25.14 and $31.63. ATM implied volatility averaged 78.7%, placing in the 45.5% IV rank vs the trailing year. The 30-day expected move averaged 21.7%. IV traded above realized volatility by 23.3% (HV 20d: 55.3%). Max pain ranged from $24.00 to $26.00. Net GEX was positive for 22 of 23 trading days. Term structure was in contango for 4 of 23 days. Put/call ratio averaged 0.43.

Notable Days

2025-10-28: Highest Volume — 1,366,492 contracts
2025-10-28: Largest IV drop — 15.1% change
2025-10-16: Highest IV Rank — 61.6%
2025-10-16: Largest Expected Move — 24.6%

Monthly Statistics

Metric	Avg	Min	Max	Open	Close
Price	$27.98	$25.14	$31.63	$25.66	$29.31
Max Pain	$24.65	$24.00	$26.00	$25.00	$26.00
ATM IV	78.7%	63.3%	89.8%	74.4%	63.3%
Expected Move	21.7%	17.1%	24.6%	17.5%	18.3%
HV 20d	55.3%	39.5%	67.4%	41.0%	65.7%
HV 60d	49.7%	45.1%	53.0%	45.2%	52.9%
IV Rank	45.5%	23.2%	61.6%	39.4%	23.2%
IV Percentile	85.1%	58.7%	96.4%	84.5%	58.7%
Term Structure	-2.1%	-4.6%	2.6%	-1.6%	2.4%
VWIV	77.0%	61.4%	86.9%	62.5%	66.3%
Skew 25d	0.2%	-4.0%	5.1%	-3.0%	1.3%
Skew 10d	1.8%	-7.3%	13.4%	-5.1%	5.4%
Call IV 25d	79.9%	63.6%	90.0%	76.7%	63.6%
Put IV 25d	80.0%	64.9%	94.0%	73.6%	64.9%
Bid-Ask Spread %	13.54	5.21	24.37	18.40	14.17
Gamma HHI	0.09	0.06	0.13	0.06	0.09
Net GEX	29.9M	-1.2M	58.0M	4.5M	29.3M
Net DEX	-3.78B	-5.30B	-2.43B	-2.59B	-4.10B
Net VEX	-15.5M	-16.3M	-13.6M	-13.6M	-16.0M
Div Yield	0.0%	0.0%	0.0%	0.0%	0.0%
P/C Ratio	0.43	0.30	0.62	0.52	0.48
Total Volume	545,322.783	281,406	1,366,492	410,803	521,103
Total OI	4,221,638.87	3,854,969	4,532,656	3,858,525	4,532,656

Daily Data (23 trading days)

Date	Price	Max Pain	ATM IV	Exp Move	HV 20d	IV Rank	VWIV	Skew 25d	Term Str	GEX	DEX	VEX	P/C	Spread %	Call Vol	Put Vol	Call OI	Put OI
2025-10-01	$25.66	$25.00	74.4%	17.5%	41.0%	39.4%	62.5%	-3.0%	-1.6%	4.5M	-2.59B	-13.6M	0.52	18.40	271,161	139,642	2,210,355	1,648,170
2025-10-02	$26.05	$25.00	73.9%	17.2%	39.5%	38.6%	62.5%	-2.4%	-1.1%	6.0M	-2.78B	-14.1M	0.41	17.91	263,379	107,613	2,283,125	1,711,042
2025-10-03	$25.14	$25.00	74.5%	17.1%	41.5%	39.4%	61.4%	-3.0%	-1.5%	-1.2M	-2.43B	-14.1M	0.56	19.92	378,313	211,463	2,364,643	1,731,978
2025-10-06	$26.44	$24.00	79.9%	21.7%	45.1%	47.4%	76.9%	-4.0%	-1.8%	19.5M	-3.21B	-14.8M	0.30	8.27	558,913	168,452	2,320,345	1,672,260
2025-10-07	$28.02	$24.00	84.2%	22.3%	49.4%	53.6%	78.3%	-3.2%	-2.5%	36.5M	-4.06B	-15.6M	0.34	7.12	591,462	202,978	2,475,678	1,734,702
2025-10-08	$28.06	$24.00	83.5%	22.3%	48.6%	52.5%	79.0%	-3.4%	-2.5%	37.7M	-4.01B	-15.4M	0.36	5.21	288,204	102,598	2,488,471	1,762,189
2025-10-09	$28.44	$24.00	82.2%	22.2%	48.1%	50.6%	78.3%	-1.8%	-3.2%	45.9M	-4.23B	-15.5M	0.32	12.83	254,323	81,022	2,532,685	1,789,056
2025-10-10	$26.41	$24.00	88.2%	23.7%	55.1%	59.4%	83.5%	0.6%	-3.9%	16.1M	-3.19B	-15.5M	0.37	22.17	605,643	226,580	2,560,038	1,805,864
2025-10-13	$27.34	$24.00	84.0%	22.8%	54.5%	53.3%	81.5%	1.1%	-3.8%	24.5M	-3.61B	-15.3M	0.42	5.30	278,297	117,392	2,452,830	1,725,867
2025-10-14	$27.75	$24.00	82.6%	22.9%	54.4%	51.2%	81.4%	5.1%	-1.0%	31.8M	-3.89B	-15.3M	0.32	14.18	284,692	92,028	2,530,009	1,768,494
2025-10-15	$28.01	$24.00	85.1%	23.2%	54.5%	54.8%	81.0%	1.5%	-4.6%	37.0M	-3.95B	-15.6M	0.38	6.66	265,799	101,941	2,537,385	1,788,141
2025-10-16	$26.51	$24.00	89.8%	24.6%	56.6%	61.6%	86.9%	4.4%	-4.1%	16.5M	-3.20B	-15.4M	0.48	19.14	386,929	183,900	2,577,539	1,809,615
2025-10-17	$26.66	$24.00	83.9%	23.4%	53.7%	53.1%	86.4%	3.9%	-2.7%	19.1M	-3.28B	-15.2M	0.62	16.72	256,821	158,979	2,602,990	1,877,000
2025-10-20	$28.66	$24.00	81.3%	23.0%	60.2%	49.4%	81.0%	3.5%	-2.2%	29.8M	-3.92B	-15.5M	0.31	9.31	419,004	127,943	2,299,011	1,555,958
2025-10-21	$28.70	$25.00	81.8%	23.3%	59.8%	50.1%	82.6%	1.6%	-4.5%	39.0M	-4.00B	-16.1M	0.48	8.59	189,816	91,590	2,446,558	1,592,759
2025-10-22	$27.34	$25.00	85.2%	24.4%	61.5%	54.9%	85.8%	2.3%	-4.4%	27.1M	-3.45B	-15.9M	0.39	10.29	298,503	117,360	2,494,607	1,617,432
2025-10-23	$28.29	$25.00	79.5%	23.0%	62.7%	46.8%	81.2%	-0.7%	-4.6%	39.2M	-3.92B	-16.1M	0.57	12.41	242,077	137,925	2,560,367	1,661,780
2025-10-24	$29.21	$25.00	78.0%	22.7%	63.6%	44.6%	80.1%	1.3%	-3.8%	58.0M	-4.33B	-16.2M	0.49	13.77	365,241	178,325	2,583,206	1,698,665
2025-10-27	$29.95	$25.00	78.4%	23.6%	64.0%	45.2%	83.0%	-1.4%	-0.7%	35.2M	-4.52B	-16.0M	0.60	8.71	532,684	318,176	2,456,977	1,584,875
2025-10-28	$31.63	$25.00	66.6%	20.1%	63.1%	28.0%	71.9%	0.3%	0.8%	55.2M	-5.30B	-16.3M	0.36	18.06	1,004,223	362,269	2,636,985	1,730,172
2025-10-29	$30.79	$26.00	65.2%	19.9%	63.2%	26.0%	71.0%	0.4%	0.4%	49.1M	-4.85B	-16.2M	0.36	24.37	417,248	152,290	2,642,274	1,777,129
2025-10-30	$29.06	$26.00	63.9%	19.0%	67.4%	24.2%	68.6%	-0.1%	2.6%	31.0M	-4.00B	-15.8M	0.43	18.03	340,166	147,957	2,664,765	1,801,047
2025-10-31	$29.31	$26.00	63.3%	18.3%	65.7%	23.2%	66.3%	1.3%	2.4%	29.3M	-4.10B	-16.0M	0.48	14.17	351,614	169,489	2,697,458	1,835,198