SOFI Options History — August 2025

In August 2025, SOFI traded between $21.26 and $26.21. ATM implied volatility averaged 56.2%, placing in the 19.0% IV rank vs the trailing year. The 30-day expected move averaged 16.2%. IV traded above realized volatility by 7.5% (HV 20d: 48.7%). Max pain ranged from $18.00 to $21.00. Net GEX was positive for 21 of 21 trading days. Term structure was in contango for 13 of 21 days. Put/call ratio averaged 0.54.

Notable Days

  • 2025-08-22: Highest Volume — 812,825 contracts
  • 2025-08-25: Largest IV spike — 7.8% change
  • 2025-08-25: Highest IV Rank — 28.8%
  • 2025-08-25: Largest Expected Move — 18.4%

Monthly Statistics

MetricAvgMinMaxOpenClose
Price$23.48$21.26$26.21$21.26$25.52
Max Pain$19.19$18.00$21.00$20.00$21.00
ATM IV56.2%52.3%63.5%57.6%56.9%
Expected Move16.2%15.2%18.4%17.3%16.2%
HV 20d48.7%44.2%56.9%48.1%48.2%
HV 60d47.5%44.6%50.2%48.0%50.2%
IV Rank19.0%14.0%28.8%21.2%18.1%
IV Percentile38.3%21.4%62.3%44.0%40.1%
Term Structure0.1%-1.5%0.8%-1.5%0.1%
VWIV57.9%53.8%65.7%62.5%57.6%
Skew 25d0.4%-1.8%3.1%-0.4%-0.7%
Skew 10d3.3%-2.7%25.4%-0.0%-0.6%
Call IV 25d56.7%52.0%64.9%59.2%57.7%
Put IV 25d57.0%52.9%63.6%58.8%57.0%
Bid-Ask Spread %10.873.7620.1711.893.76
Gamma HHI0.110.070.460.080.09
Net GEX23.8M7.4M71.8M7.4M21.2M
Net DEX-2.67B-3.54B-1.88B-1.88B-3.27B
Net VEX-10.8M-12.3M-9.9M-9.9M-12.3M
Div Yield0.0%0.0%0.0%0.0%0.0%
P/C Ratio0.540.361.340.830.45
Total Volume394,217182,768812,825617,638396,147
Total OI3,579,938.6193,343,8403,913,7043,689,5613,913,704

Daily Data (21 trading days)

DatePriceMax PainATM IVExp MoveHV 20dIV RankVWIVSkew 25dTerm StrGEXDEXVEXP/CSpread %Call VolPut VolCall OIPut OI
2025-08-01$21.26$20.0057.6%17.3%48.1%21.2%62.5%-0.4%-1.5%7.4M-1.88B-9.9M0.8311.89336,772280,8662,000,5691,688,992
2025-08-04$21.68$18.0054.5%15.6%47.1%17.1%55.1%0.5%-0.2%10.9M-2.05B-10.1M0.5120.03175,71788,8381,840,5291,527,225
2025-08-05$21.63$18.0055.6%16.0%46.2%18.4%56.2%1.4%0.1%13.1M-2.07B-10.1M0.426.12135,42057,1581,894,0491,555,047
2025-08-06$21.44$18.0052.7%15.6%46.3%14.6%55.2%0.7%0.5%12.1M-2.01B-9.9M0.556.25117,84864,9201,913,8881,569,124
2025-08-07$21.90$18.0053.0%15.4%44.2%14.9%54.8%0.6%0.0%17.8M-2.19B-10.0M0.4816.76191,15092,1151,929,7131,598,625
2025-08-08$22.16$18.0052.3%15.2%44.3%14.0%53.8%0.9%-0.4%16.3M-2.29B-10.0M0.5415.58216,386116,6991,943,9841,617,177
2025-08-11$22.46$18.0054.1%15.7%44.5%16.5%55.4%0.3%0.7%18.8M-2.37B-10.0M0.4712.30247,700117,2331,864,2581,566,136
2025-08-12$23.63$18.0052.4%15.2%47.3%14.2%53.9%0.4%0.8%28.4M-2.80B-10.1M0.4015.87262,995105,2221,923,9861,604,169
2025-08-13$23.59$18.0053.8%15.7%47.2%16.1%55.7%1.3%0.8%29.9M-2.78B-10.5M0.3615.91271,73498,1971,965,1961,621,075
2025-08-14$23.37$18.0054.9%15.9%46.2%17.5%57.6%0.7%0.8%28.6M-2.74B-10.4M1.3420.17211,822283,9752,008,6221,636,789
2025-08-15$23.82$20.0054.2%15.6%45.6%16.6%56.5%0.9%0.4%30.5M-2.89B-10.7M0.5113.73198,292101,4372,037,1101,721,857
2025-08-18$24.19$20.0054.6%15.7%44.4%17.2%55.8%0.9%-0.2%25.1M-2.85B-10.8M0.4311.49181,60378,2481,898,7721,445,068
2025-08-19$22.91$20.0056.8%16.3%49.4%20.1%57.4%0.9%-0.3%17.8M-2.38B-10.9M0.379.62269,34099,8471,946,9581,469,320
2025-08-20$22.55$20.0058.6%16.8%49.3%22.2%61.0%3.1%-0.5%14.2M-2.21B-11.1M0.5511.90274,614150,5751,988,9141,505,026
2025-08-21$23.19$20.0059.1%17.0%50.1%22.9%60.7%2.0%-0.0%22.0M-2.52B-11.3M0.486.84208,78199,2412,027,6911,551,857
2025-08-22$24.98$20.0058.9%16.9%55.7%22.6%59.6%0.8%0.2%71.8M-3.29B-11.4M0.394.08583,862228,9632,049,6661,579,451
2025-08-25$26.21$20.0063.5%18.4%56.9%28.8%65.7%-1.3%-0.7%29.9M-3.54B-11.6M0.394.85555,341215,4532,000,6121,499,877
2025-08-26$25.64$20.0060.4%17.1%54.5%24.7%61.6%-1.8%0.3%29.8M-3.37B-12.0M0.5210.09275,869142,5162,107,6641,574,550
2025-08-27$25.01$20.0059.0%16.9%53.9%22.8%60.2%-1.3%0.3%23.8M-3.07B-12.0M0.587.26195,770113,0922,137,0501,630,943
2025-08-28$25.98$20.0057.7%16.4%53.7%19.5%58.5%-1.8%0.3%30.9M-3.46B-12.2M0.713.79255,199181,6002,153,7971,669,671
2025-08-29$25.52$21.0056.9%16.2%48.2%18.1%57.6%-0.7%0.1%21.2M-3.27B-12.3M0.453.76272,654123,4932,194,4921,719,212