SOFI Options History — July 2025

In July 2025, SOFI traded between $17.66 and $22.61. ATM implied volatility averaged 66.8%, placing in the 33.5% IV rank vs the trailing year. The 30-day expected move averaged 18.8%. IV traded above realized volatility by 20.7% (HV 20d: 46.1%). Max pain ranged from $15.00 to $20.00. Net GEX was positive for 22 of 22 trading days. Term structure was in contango for 1 of 22 days. Put/call ratio averaged 0.56.

Notable Days

2025-07-29: Highest Volume — 1,378,623 contracts
2025-07-29: Largest IV drop — 12.9% change
2025-07-08: Highest IV Rank — 44.1%
2025-07-28: Largest Expected Move — 20.7%

Monthly Statistics

Metric	Avg	Min	Max	Open	Close
Price	$20.79	$17.66	$22.61	$17.66	$22.61
Max Pain	$17.82	$15.00	$20.00	$15.00	$20.00
ATM IV	66.8%	53.6%	74.7%	68.3%	55.9%
Expected Move	18.8%	15.0%	20.7%	15.0%	16.2%
HV 20d	46.1%	37.3%	56.5%	56.4%	41.0%
HV 60d	51.2%	43.3%	71.2%	71.2%	45.9%
IV Rank	33.5%	15.8%	44.1%	35.5%	18.8%
IV Percentile	65.2%	27.4%	84.1%	70.6%	37.7%
Term Structure	-2.3%	-4.2%	0.6%	-2.7%	-1.2%
VWIV	67.3%	55.5%	73.4%	55.8%	58.1%
Skew 25d	-2.1%	-8.4%	-0.1%	-0.2%	-1.5%
Skew 10d	-2.0%	-12.6%	25.4%	-0.0%	-5.4%
Call IV 25d	69.3%	55.7%	79.8%	71.5%	57.8%
Put IV 25d	67.2%	54.5%	73.8%	71.3%	56.3%
Bid-Ask Spread %	21.87	6.33	35.51	30.31	6.33
Gamma HHI	0.12	0.07	0.23	0.11	0.08
Net GEX	24.6M	10.7M	40.5M	18.4M	24.4M
Net DEX	-2.40B	-2.97B	-1.76B	-1.76B	-2.53B
Net VEX	-9.1M	-9.6M	-8.4M	-8.4M	-9.6M
Div Yield	0.0%	0.0%	0.0%	0.0%	0.0%
P/C Ratio	0.56	0.31	1.18	0.47	0.60
Total Volume	490,047.455	235,194	1,378,623	482,676	713,904
Total OI	3,490,579.136	3,160,950	3,743,413	3,430,942	3,608,849

Daily Data (22 trading days)

Date	Price	Max Pain	ATM IV	Exp Move	HV 20d	IV Rank	VWIV	Skew 25d	Term Str	GEX	DEX	VEX	P/C	Spread %	Call Vol	Put Vol	Call OI	Put OI
2025-07-01	$17.66	$15.00	68.3%	15.0%	56.4%	35.5%	55.8%	-0.2%	-2.7%	18.4M	-1.76B	-8.4M	0.47	30.31	327,237	155,439	1,999,308	1,431,634
2025-07-02	$18.13	$15.00	70.3%	15.2%	56.5%	38.1%	55.5%	-2.4%	-4.2%	22.9M	-1.98B	-8.6M	0.34	35.51	234,687	78,988	2,057,404	1,463,856
2025-07-03	$18.54	$16.00	70.2%	18.6%	55.4%	38.1%	68.8%	-8.4%	-0.9%	40.5M	-2.17B	-8.5M	0.31	21.66	216,305	67,457	2,076,951	1,476,954
2025-07-07	$19.23	$16.00	73.8%	20.1%	55.9%	42.9%	71.0%	-0.7%	-2.3%	25.4M	-2.31B	-8.6M	0.39	15.78	345,265	134,425	1,981,735	1,418,484
2025-07-08	$19.84	$16.00	74.7%	20.4%	55.2%	44.1%	72.9%	-3.4%	-2.8%	29.4M	-2.56B	-8.6M	0.43	20.16	602,671	262,174	2,029,269	1,457,446
2025-07-09	$20.13	$16.00	70.5%	19.4%	53.9%	38.4%	69.3%	-1.9%	-2.9%	29.1M	-2.57B	-8.8M	0.37	34.17	240,419	90,051	2,066,449	1,544,005
2025-07-10	$21.04	$16.00	70.6%	19.4%	54.7%	38.6%	69.0%	-2.8%	-3.1%	36.4M	-2.95B	-8.9M	0.46	31.24	420,773	192,312	2,112,415	1,563,868
2025-07-11	$21.20	$16.00	72.0%	20.0%	53.9%	40.4%	71.0%	-2.8%	-3.3%	29.8M	-2.97B	-9.1M	0.59	28.58	462,525	273,454	2,134,895	1,608,518
2025-07-14	$21.23	$17.00	69.5%	19.7%	53.4%	37.2%	70.3%	-2.9%	-2.2%	26.2M	-2.62B	-9.1M	0.52	18.70	262,789	136,725	1,981,505	1,521,202
2025-07-15	$21.02	$18.00	68.7%	19.5%	45.2%	36.0%	71.7%	-2.9%	-2.5%	26.3M	-2.52B	-9.2M	1.18	30.30	188,217	222,457	2,024,996	1,566,766
2025-07-16	$21.38	$18.00	68.0%	19.5%	42.5%	35.1%	69.2%	-2.7%	-2.5%	28.6M	-2.63B	-9.4M	0.60	27.16	197,335	117,749	2,041,967	1,620,870
2025-07-17	$22.12	$19.00	68.2%	19.7%	38.3%	35.4%	69.2%	-2.5%	-2.4%	35.0M	-2.96B	-9.3M	0.42	10.33	266,065	111,831	2,055,382	1,640,274
2025-07-18	$21.66	$19.00	67.8%	19.7%	37.3%	34.9%	69.5%	-2.9%	-2.4%	29.5M	-2.72B	-9.3M	0.37	24.74	386,405	143,219	2,063,732	1,663,448
2025-07-21	$21.13	$19.00	66.0%	19.4%	38.6%	32.4%	69.1%	-1.7%	-2.3%	18.9M	-2.16B	-9.2M	0.66	8.99	166,730	110,216	1,822,728	1,338,222
2025-07-22	$21.07	$19.00	66.7%	19.9%	39.2%	33.4%	70.0%	-1.3%	-2.4%	18.2M	-2.10B	-9.4M	0.65	19.00	203,829	132,566	1,859,359	1,375,698
2025-07-23	$21.55	$19.00	66.1%	20.0%	38.8%	32.6%	71.0%	-0.8%	-2.4%	25.3M	-2.28B	-9.4M	0.79	29.92	164,585	130,058	1,889,006	1,404,791
2025-07-24	$21.48	$19.50	65.3%	19.9%	39.3%	31.5%	70.5%	-0.1%	-2.2%	21.2M	-2.21B	-9.5M	0.60	28.14	148,615	89,849	1,893,011	1,486,210
2025-07-25	$21.26	$19.50	62.5%	19.1%	38.7%	27.7%	68.3%	-1.6%	-2.1%	12.2M	-2.12B	-9.6M	0.45	27.02	162,217	72,977	1,923,734	1,513,032
2025-07-28	$21.01	$19.50	64.3%	20.7%	39.2%	30.1%	73.4%	-1.6%	-3.3%	10.9M	-1.99B	-9.2M	0.82	13.69	235,447	193,878	1,789,347	1,426,792
2025-07-29	$22.38	$19.50	56.0%	16.3%	40.0%	19.0%	59.5%	-0.9%	0.6%	22.8M	-2.53B	-9.2M	0.55	7.01	888,022	490,601	1,875,272	1,510,136
2025-07-30	$21.69	$20.00	53.6%	15.8%	39.8%	15.8%	56.6%	-1.2%	-0.2%	10.7M	-2.07B	-9.3M	0.65	12.51	449,555	291,021	1,906,741	1,566,480
2025-07-31	$22.61	$20.00	55.9%	16.2%	41.0%	18.8%	58.1%	-1.5%	-1.2%	24.4M	-2.53B	-9.6M	0.60	6.33	447,126	266,778	1,994,447	1,614,402