VEL - Velocity Financial, Inc.
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets.
As of Jun 30, 2026: spot at $18.24, ATM IV 102.9%, max pain $5.00, net GEX -$251.8K.
- Sector
- Financial Services
- Industry
- Financial - Mortgages
- Market Cap
- $715.2M
- P/E Ratio
- 6.48
- Beta
- 0.71
- 52-Week Range
- 16.19-21.395
- CEO
- Christopher D. Farrar
- Employees
- 309
- IPO Date
- Jan 17, 2020
- Exchange
- NYSE
What VEL Looks Like to Options Traders Today
IV rank of 20.1% is subdued relative to the 1-year history, conditions that typically favor premium-buying or long-volatility structures (debit spreads, calendar spreads, long straddles); negative net gamma exposure (-$251.8K) means dealers hedge with trend, amplifying realized volatility and accelerating directional moves; the 25-delta skew (0.074) prices calls richer than puts, often reflecting upside speculation or squeeze risk.
What This Page Covers
The VEL overview links into per-metric analysis views: max pain, gamma exposure, volatility skew, expected move, options chain, open interest history, and aggregate Greeks. Microstructure data is available on short interest, short volume, fail-to-deliver, and market structure. Corporate data is on fundamentals, earnings, analyst ratings, and insider trading.
Frequently asked VEL overview questions
- What is VEL?
- VEL is the ticker symbol for Velocity Financial, Inc., a listed security. Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Listed on NYSE. VEL is the equity ticker shown on this page; equity options traders use the security for directional, volatility, and income strategies via the listed options chain.
- What does the VEL options snapshot look like today?
- As of Jun 30, 2026, the VEL options snapshot shows spot at $18.24, ATM IV 102.9%, IV rank 20.1%, max pain $5.00, net GEX -$251.8K, expected move 29.50%. The full options chain, Greeks by strike and expiration, per-strike open-interest distribution, dealer gamma and delta exposure, and the volatility skew surface are linked from this overview page. Each per-metric route refreshes once per trading session and reflects the most recent close-of-business listed-options state.
- What are VEL's key statistics?
- Velocity Financial, Inc. (VEL) carries a market capitalization of $715.2M, trailing P/E ratio of 6.48, beta of 0.71 relative to the broader market, 52-week range of 16.19-21.395. Full income statement, balance sheet, cash flow, and TTM ratio history is on the per-ticker fundamentals page; daily price history and 52-week levels are accessible from the same view. These structural inputs frame how the options market prices implied volatility around earnings windows and capital events.
- What sector or industry does VEL belong to?
- Velocity Financial, Inc. operates in the Financial Services sector, in the Financial - Mortgages industry. Sector classification affects how the ticker correlates with sector ETFs, how it reacts to macro factors like rate moves and commodity prices, and how its options pricing compares to sector peers. Compare VEL's implied volatility and skew against sector benchmarks to gauge whether the options market is pricing single-name or systemic risk relative to the broader peer group.
- How current is the VEL data on this page?
- The options snapshot above is dated Jun 30, 2026 and refreshes once per session, with all per-strike Greeks and exposure aggregates recomputed at the daily close. Company-profile fields (sector, industry, market cap, P/E, IPO date) refresh from the vendor feed nightly. Financials and earnings refresh as 10-K and 10-Q filings are parsed (typically within several business days of the actual report). FINRA microstructure data refreshes on the source's cadence (daily for short volume, bi-monthly for short interest, weekly for the OTC volume file, twice-monthly for SEC FTD).