STEL Analyst Ratings

Stellar Bancorp, Inc. (STEL) operates in the Financial Services sector, specifically the Banks - Regional industry, with a market capitalization near $2.00B, listed on NYSE, employing roughly 1,053 people, carrying a beta of 0.71 to the broader market. Stellar Bancorp, Inc. Led by Robert R. Franklin Jr., public since 2017-11-08.

Price Targets

Average Target
$29.50
High
$32.00
Low
$27.00

Recent Upgrades & Downgrades

DateFirmActionFromTo
Feb 3, 2026Keefe, Bruyette & WoodsupgradeMarket PerformOutperform
Oct 27, 2025Keefe, Bruyette & WoodsmaintainMarket PerformMarket Perform
Jul 29, 2025Piper SandlermaintainNeutralNeutral
Jul 28, 2025Keefe, Bruyette & WoodsmaintainMarket PerformMarket Perform
Apr 28, 2025Keefe, Bruyette & WoodsmaintainMarket PerformMarket Perform

How to Read STEL Analyst Coverage

Sell-side equity analysts publish three primary outputs: ratings (Strong Buy / Buy / Hold / Sell / Strong Sell, or firm-specific equivalents), price targets, and EPS / revenue estimate revisions. Rating consensus moves slowly relative to price; it reflects 12-month directional conviction rather than near-term momentum. Price targets are more responsive but typically drift behind realized price during sharp moves. The most actionable signal for options traders is a cluster of ratings actions across multiple firms within a short window, which compresses or expands implied volatility on a horizon of days to weeks and shifts the put-call skew toward the directional consensus. The recent-actions table above shows the five most recent firm-level changes; longer histories live behind aggregator sources.

For event-driven options sizing, pair the consensus rating and target distribution with the implied-volatility surface and dealer-positioning view. Aggressive target hikes from multiple firms tend to tighten put skew (downside protection becomes relatively cheaper); aggressive cuts widen put skew. The size of the IV response in the hours after a rating change is visible on the per-ticker volatility skew page and the gamma-exposure page, both of which show how dealer hedging propagates the analyst-driven flow into the listed options chain.

Learn how analyst ratings is reported and how to read the data →