SOFI Options History — February 2026

In February 2026, SOFI traded between $17.63 and $22.09. ATM implied volatility averaged 61.4%, placing in the 20.5% IV rank vs the trailing year. The 30-day expected move averaged 17.7%. IV traded above realized volatility by 9.0% (HV 20d: 52.3%). Max pain ranged from $20.00 to $25.00. Net GEX was positive for 10 of 19 trading days. Term structure was in contango for 10 of 19 days. Put/call ratio averaged 0.56.

Notable Days

2026-02-27: Highest Volume — 864,771 contracts
2026-02-27: Largest IV spike — 10.6% change
2026-02-27: Highest IV Rank — 29.8%
2026-02-27: Largest Expected Move — 20.2%

Monthly Statistics

Metric	Avg	Min	Max	Open	Close
Price	$19.84	$17.63	$22.09	$22.09	$17.63
Max Pain	$22.74	$20.00	$25.00	$25.00	$20.00
ATM IV	61.4%	54.0%	67.8%	54.0%	67.8%
Expected Move	17.7%	15.3%	20.2%	15.3%	20.2%
HV 20d	52.3%	36.9%	63.9%	51.1%	63.9%
HV 60d	53.9%	49.2%	58.9%	58.8%	51.9%
IV Rank	20.5%	9.9%	29.8%	9.9%	29.8%
IV Percentile	49.1%	19.0%	71.4%	19.0%	71.4%
Term Structure	-0.2%	-2.5%	3.4%	0.4%	-1.9%
VWIV	62.6%	56.0%	69.2%	56.0%	69.2%
Skew 25d	6.1%	-0.6%	10.3%	0.6%	9.4%
Skew 10d	11.0%	0.2%	22.5%	0.2%	19.4%
Call IV 25d	59.2%	55.0%	64.9%	55.0%	64.9%
Put IV 25d	65.3%	55.5%	74.2%	55.5%	74.2%
Bid-Ask Spread %	14.18	9.82	29.19	15.05	10.38
Gamma HHI	0.09	0.05	0.34	0.08	0.09
Net GEX	334.5K	-13.1M	15.3M	-6.3M	-1.8M
Net DEX	-322.1M	-635.2M	64.3M	-559.4M	-128.1M
Net VEX	-13.0M	-14.0M	-12.0M	-13.7M	-12.0M
Div Yield	0.0%	0.0%	0.0%	0.0%	0.0%
P/C Ratio	0.56	0.32	0.85	0.40	0.46
Total Volume	372,946.263	214,380	864,771	438,655	864,771
Total OI	3,791,802.737	3,470,361	3,985,340	3,562,122	3,823,471

Daily Data (19 trading days)

Date	Price	Max Pain	ATM IV	Exp Move	HV 20d	IV Rank	VWIV	Skew 25d	Term Str	GEX	DEX	VEX	P/C	Spread %	Call Vol	Put Vol	Call OI	Put OI
2026-02-02	$22.09	$25.00	54.0%	15.3%	51.1%	9.9%	56.0%	0.6%	0.4%	-6.3M	-559.4M	-13.7M	0.40	15.05	313,071	125,584	2,107,951	1,454,171
2026-02-03	$21.49	$25.00	57.9%	16.6%	42.7%	15.5%	61.1%	-0.6%	-0.6%	-4.7M	-417.1M	-13.7M	0.55	9.82	302,012	166,734	2,201,956	1,487,102
2026-02-04	$20.68	$25.00	61.1%	18.0%	36.9%	20.1%	64.2%	3.5%	0.8%	-2.9M	-261.6M	-13.4M	0.57	10.46	268,452	153,217	2,286,040	1,505,180
2026-02-05	$19.31	$24.00	65.4%	18.5%	41.5%	26.4%	64.8%	4.5%	3.4%	-2.0M	64.3M	-12.5M	0.85	11.18	283,371	240,363	2,347,138	1,520,642
2026-02-06	$20.76	$24.00	59.2%	17.0%	49.5%	17.5%	60.4%	5.8%	0.4%	7.9K	-349.2M	-13.5M	0.51	13.02	285,543	145,552	2,379,258	1,546,807
2026-02-09	$21.34	$24.00	59.1%	16.7%	51.7%	17.3%	58.6%	4.0%	-0.9%	1.0M	-598.0M	-13.9M	0.32	13.56	242,430	77,094	2,230,974	1,488,491
2026-02-10	$21.23	$24.00	58.1%	16.7%	51.3%	15.8%	59.6%	2.4%	0.4%	3.6M	-582.2M	-14.0M	0.47	11.27	145,513	68,867	2,327,087	1,513,011
2026-02-11	$20.57	$24.00	59.5%	16.9%	50.8%	17.8%	60.3%	4.5%	-0.5%	112.4K	-366.0M	-13.5M	0.64	11.24	142,096	90,501	2,370,640	1,528,925
2026-02-12	$19.27	$23.00	63.4%	18.3%	53.9%	23.4%	64.2%	4.5%	0.0%	-4.0M	-19.4M	-12.6M	0.61	21.60	201,708	122,493	2,391,474	1,546,338
2026-02-13	$19.57	$23.00	59.1%	17.2%	54.7%	17.2%	61.0%	6.5%	1.3%	-6.2M	-168.2M	-12.8M	0.56	29.19	201,424	112,066	2,436,978	1,520,665
2026-02-17	$19.54	$23.00	61.7%	17.7%	54.9%	21.1%	64.3%	7.0%	0.6%	-748.1K	-225.3M	-12.6M	0.84	11.44	175,168	147,030	2,303,665	1,465,087
2026-02-18	$19.70	$23.00	59.5%	17.1%	55.5%	17.8%	59.7%	7.4%	0.7%	2.9M	-305.8M	-12.8M	0.40	12.90	184,377	74,037	2,362,859	1,470,098
2026-02-19	$19.20	$22.00	61.9%	17.8%	55.5%	21.3%	63.7%	8.6%	-1.2%	1.5M	-211.7M	-12.5M	0.75	15.91	157,453	118,624	2,422,556	1,478,005
2026-02-20	$19.05	$22.00	61.1%	17.7%	53.8%	20.2%	63.0%	10.3%	-1.9%	-13.1M	-168.9M	-12.4M	0.63	23.32	237,384	149,586	2,465,480	1,519,860
2026-02-23	$18.30	$21.00	67.3%	19.0%	54.5%	29.1%	67.5%	10.1%	-1.4%	2.6M	-248.9M	-12.0M	0.52	10.90	261,147	135,240	2,120,957	1,349,404
2026-02-24	$18.62	$20.00	64.7%	18.9%	55.3%	25.4%	64.3%	9.5%	-1.2%	6.7M	-375.8M	-12.4M	0.57	10.34	170,562	97,523	2,201,857	1,383,594
2026-02-25	$19.34	$20.00	63.9%	18.0%	58.6%	24.3%	63.4%	10.0%	-2.5%	14.4M	-635.2M	-13.1M	0.38	14.01	277,407	105,622	2,271,542	1,429,298
2026-02-26	$19.20	$20.00	61.3%	17.8%	58.4%	20.4%	63.2%	7.9%	0.1%	15.3M	-563.4M	-13.0M	0.62	13.79	149,266	92,691	2,326,361	1,459,330
2026-02-27	$17.63	$20.00	67.8%	20.2%	63.9%	29.8%	69.2%	9.4%	-1.9%	-1.8M	-128.1M	-12.0M	0.46	10.38	591,031	273,740	2,350,557	1,472,914