SOFI Options History — February 2025

In February 2025, SOFI traded between $13.91 and $16.84. ATM implied volatility averaged 56.8%, placing in the 39.0% IV rank vs the trailing year. The 30-day expected move averaged 16.6%. IV traded below realized volatility by 2.3% (HV 20d: 59.1%). Max pain ranged from $13.00 to $16.00. Net GEX was positive for 19 of 19 trading days. Term structure was in contango for 8 of 19 days. Put/call ratio averaged 0.51.

Notable Days

2025-02-14: Highest Volume — 586,406 contracts
2025-02-25: Largest IV spike — 8.7% change
2025-02-27: Highest IV Rank — 59.1%
2025-02-27: Largest Expected Move — 19.4%

Monthly Statistics

Metric	Avg	Min	Max	Open	Close
Price	$15.07	$13.91	$16.84	$15.45	$14.29
Max Pain	$13.74	$13.00	$16.00	$16.00	$14.00
ATM IV	56.8%	51.2%	65.4%	58.1%	62.5%
Expected Move	16.6%	15.0%	19.4%	16.7%	18.4%
HV 20d	59.1%	48.2%	66.9%	66.9%	50.9%
HV 60d	58.9%	56.1%	61.0%	61.0%	59.6%
IV Rank	39.0%	25.8%	59.1%	41.9%	52.4%
IV Percentile	45.9%	30.2%	68.7%	48.4%	64.3%
Term Structure	-0.1%	-1.3%	2.3%	-0.5%	-0.7%
VWIV	59.3%	53.7%	67.9%	59.5%	64.8%
Skew 25d	0.3%	-1.6%	2.5%	-1.6%	2.4%
Skew 10d	-0.3%	-19.8%	7.6%	-4.3%	4.9%
Call IV 25d	57.5%	51.3%	65.4%	59.8%	61.6%
Put IV 25d	57.8%	51.5%	67.1%	58.1%	63.9%
Bid-Ask Spread %	15.13	2.79	33.91	27.93	3.81
Gamma HHI	0.09	0.07	0.12	0.07	0.09
Net GEX	7.5M	1.2M	20.6M	8.3M	5.6M
Net DEX	-903.3M	-1.47B	-606.5M	-979.4M	-739.6M
Net VEX	-6.8M	-7.2M	-6.5M	-6.6M	-7.0M
Div Yield	0.0%	0.0%	0.0%	0.0%	0.0%
P/C Ratio	0.51	0.33	0.84	0.33	0.69
Total Volume	279,999.474	184,734	586,406	304,328	225,369
Total OI	2,857,486.842	2,604,785	3,040,018	2,604,785	2,978,568

Daily Data (19 trading days)

Date	Price	Max Pain	ATM IV	Exp Move	HV 20d	IV Rank	VWIV	Skew 25d	Term Str	GEX	DEX	VEX	P/C	Spread %	Call Vol	Put Vol	Call OI	Put OI
2025-02-03	$15.45	$16.00	58.1%	16.7%	66.9%	41.9%	59.5%	-1.6%	-0.5%	8.3M	-979.4M	-6.6M	0.33	27.93	228,799	75,529	1,678,247	926,538
2025-02-04	$15.32	$16.00	56.2%	16.5%	65.9%	37.5%	58.6%	-0.6%	-0.1%	9.0M	-949.1M	-6.6M	0.36	33.91	139,483	50,335	1,731,375	946,053
2025-02-05	$15.43	$16.00	52.4%	15.0%	64.5%	28.7%	54.2%	-1.0%	0.4%	10.1M	-969.1M	-6.6M	0.50	30.94	123,148	61,586	1,776,253	965,582
2025-02-06	$14.84	$13.00	54.3%	15.9%	64.6%	33.2%	56.9%	-0.9%	0.1%	4.6M	-777.6M	-6.5M	0.84	5.90	229,536	193,817	1,790,384	982,159
2025-02-07	$14.93	$13.00	53.4%	15.8%	64.4%	31.2%	56.9%	-0.0%	0.2%	3.2M	-801.3M	-6.7M	0.52	5.29	145,344	74,890	1,830,474	1,091,431
2025-02-10	$15.14	$13.00	52.1%	15.2%	63.1%	28.0%	54.9%	0.0%	0.6%	7.1M	-879.0M	-6.7M	0.48	2.82	140,431	67,447	1,710,103	1,052,137
2025-02-11	$14.89	$13.00	55.1%	16.2%	63.5%	34.9%	58.3%	1.0%	1.4%	6.0M	-811.4M	-6.7M	0.57	29.67	129,215	73,252	1,760,603	1,084,003
2025-02-12	$14.79	$13.00	52.6%	15.4%	62.9%	29.2%	57.3%	-0.9%	0.7%	4.1M	-773.8M	-6.6M	0.42	14.34	149,092	62,348	1,786,453	1,100,220
2025-02-13	$15.16	$13.00	51.2%	15.1%	58.4%	25.8%	53.7%	0.2%	2.3%	8.5M	-912.1M	-6.8M	0.42	10.99	143,038	60,773	1,805,241	1,116,401
2025-02-14	$16.23	$13.00	52.7%	15.4%	60.5%	29.4%	54.9%	-0.3%	1.2%	15.4M	-1.35B	-6.9M	0.42	2.79	414,015	172,391	1,825,325	1,115,451
2025-02-18	$16.84	$13.00	55.8%	16.0%	61.9%	36.7%	57.3%	-0.7%	-0.4%	20.6M	-1.47B	-7.2M	0.40	18.93	299,326	119,463	1,755,825	1,071,185
2025-02-19	$16.20	$13.00	55.2%	15.8%	54.3%	35.3%	56.3%	-1.1%	-0.3%	16.6M	-1.25B	-7.1M	0.49	23.65	128,280	62,893	1,807,245	1,099,877
2025-02-20	$15.54	$13.00	56.4%	16.2%	55.8%	38.1%	57.8%	0.3%	-0.8%	10.6M	-1.01B	-7.0M	0.65	8.23	202,212	131,663	1,834,408	1,123,552
2025-02-21	$14.63	$13.00	60.8%	17.6%	58.2%	48.4%	63.2%	1.5%	-1.3%	1.2M	-741.2M	-6.8M	0.71	26.62	194,711	139,106	1,884,166	1,155,852
2025-02-24	$14.41	$14.00	59.2%	17.3%	58.1%	44.6%	61.2%	1.2%	-0.7%	3.3M	-725.5M	-6.8M	0.40	13.33	232,230	93,670	1,707,005	1,064,637
2025-02-25	$13.91	$14.00	64.4%	18.9%	48.2%	56.6%	67.9%	2.3%	-1.3%	1.7M	-606.5M	-6.8M	0.50	15.10	224,438	112,121	1,755,102	1,097,624
2025-02-26	$14.36	$14.00	61.7%	17.9%	50.2%	50.3%	64.5%	2.5%	-0.6%	4.3M	-754.8M	-7.0M	0.50	10.09	145,953	72,971	1,805,928	1,122,796
2025-02-27	$14.04	$14.00	65.4%	19.4%	50.5%	59.1%	67.8%	1.7%	-1.1%	1.8M	-664.2M	-6.9M	0.45	3.18	138,577	62,538	1,825,091	1,128,956
2025-02-28	$14.29	$14.00	62.5%	18.4%	50.9%	52.4%	64.8%	2.4%	-0.7%	5.6M	-739.6M	-7.0M	0.69	3.81	133,534	91,835	1,843,878	1,134,690