Seacoast Banking Corporation of Florida (SBCF) IV/HV History

Comparing implied volatility to historical (realized) volatility reveals whether options are priced rich or cheap relative to actual price movement. Persistent gaps can signal trading opportunities.

Seacoast Banking Corporation of Florida (SBCF) operates in the Financial Services sector, specifically the Banks - Regional industry, with a market capitalization near $2.92B, listed on NASDAQ, employing roughly 1,518 people, carrying a beta of 0.89 to the broader market. Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. Led by Charles Shaffer, public since 1984-02-02.

Snapshot as of May 15, 2026.

Spot Price
$29.81
ATM IV
42.1%
HV 20-Day
20.8%
HV 60-Day
28.6%
IV Rank
13.2%
IV Percentile
21.8%

As of May 15, 2026, Seacoast Banking Corporation of Florida (SBCF) ATM implied volatility is 42.1%. 20-day realized volatility is 20.8%, producing an IV-HV spread of +21.3 vol points. Options are pricing in more volatility than the stock has recently delivered, the volatility risk premium. IV rank is 13.2%.

How SBCF iv/hv history Data Feeds Strategy Selection

Strategy selection on Seacoast Banking Corporation of Florida options does not derive from any single metric in isolation. The iv/hv history view above sits inside a broader read: ATM IV currently sits at 42.1% and dealer gamma exposure is positive, so dealer hedging is mechanically mean-reverting. Combine the iv/hv history data here with the volatility-skew surface, dealer-gamma exposure, max-pain level, and upcoming-events calendar to build a positioning thesis. Risk-defined structures (credit spreads, debit spreads, iron condors) are usually safer than naked positions while the regime is uncertain; the data on this page anchors the inputs but does not by itself constitute a trade thesis.

Learn how implied vs realized volatility is reported and how to read the data →

Frequently asked SBCF iv/hv history questions

Is SBCF options pricing rich or cheap right now?
As of May 15, 2026, Seacoast Banking Corporation of Florida (SBCF) ATM IV is 42.1% against 20-day realized volatility of 20.8%. IV rank is 13.2%. SBCF options are pricing in more volatility than the stock has recently realized: a positive variance risk premium worth 21.3 vol points.
What is the SBCF variance risk premium?
The variance risk premium is the persistent gap between implied and subsequently realized volatility. In equity markets it averages positive because option sellers demand compensation for bearing variance shocks. SBCF is currently priced consistently with this premium, which is one input to whether short-vol or long-vol structures carry their typical edge.
What does SBCF IV rank mean for strategy selection?
IV rank normalizes the current ATM IV to its 1-year range: 0% is the low, 100% is the high. SBCF's current rank of 13.2% signals where current pricing sits in its own 1-year history. High-rank regimes typically favor premium-selling structures (credit spreads, condors, covered calls); low-rank regimes typically favor premium-buying or long-volatility structures.