M&T Bank Corporation (MTB) IV/HV History

Comparing implied volatility to historical (realized) volatility reveals whether options are priced rich or cheap relative to actual price movement. Persistent gaps can signal trading opportunities.

M&T Bank Corporation (MTB) operates in the Financial Services sector, specifically the Banks - Regional industry, with a market capitalization near $29.89B, listed on NYSE, employing roughly 22,291 people, carrying a beta of 0.59 to the broader market. M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. Led by Rene F. Jones, public since 1980-03-17.

Snapshot as of May 15, 2026.

Spot Price
$205.64
ATM IV
24.3%
HV 20-Day
21.1%
HV 60-Day
25.8%
IV Rank
10.1%
IV Percentile
29.0%

As of May 15, 2026, M&T Bank Corporation (MTB) ATM implied volatility is 24.3%. 20-day realized volatility is 21.1%, producing an IV-HV spread of +3.2 vol points. Options are pricing in more volatility than the stock has recently delivered, the volatility risk premium. IV rank is 10.1%.

How MTB iv/hv history Data Feeds Strategy Selection

Strategy selection on M&T Bank Corporation options does not derive from any single metric in isolation. The iv/hv history view above sits inside a broader read: ATM IV currently sits at 24.3% and dealer gamma exposure is positive, so dealer hedging is mechanically mean-reverting. Combine the iv/hv history data here with the volatility-skew surface, dealer-gamma exposure, max-pain level, and upcoming-events calendar to build a positioning thesis. Risk-defined structures (credit spreads, debit spreads, iron condors) are usually safer than naked positions while the regime is uncertain; the data on this page anchors the inputs but does not by itself constitute a trade thesis.

Learn how implied vs realized volatility is reported and how to read the data →

Frequently asked MTB iv/hv history questions

Is MTB options pricing rich or cheap right now?
As of May 15, 2026, M&T Bank Corporation (MTB) ATM IV is 24.3% against 20-day realized volatility of 21.1%. IV rank is 10.1%. MTB options are pricing in more volatility than the stock has recently realized: a positive variance risk premium worth 3.2 vol points.
What is the MTB variance risk premium?
The variance risk premium is the persistent gap between implied and subsequently realized volatility. In equity markets it averages positive because option sellers demand compensation for bearing variance shocks. MTB is currently priced consistently with this premium, which is one input to whether short-vol or long-vol structures carry their typical edge.
What does MTB IV rank mean for strategy selection?
IV rank normalizes the current ATM IV to its 1-year range: 0% is the low, 100% is the high. MTB's current rank of 10.1% signals where current pricing sits in its own 1-year history. High-rank regimes typically favor premium-selling structures (credit spreads, condors, covered calls); low-rank regimes typically favor premium-buying or long-volatility structures.