IBCP - Independent Bank Corporation

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides various banking services to individuals and businesses. The company offers checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services, as well as automatic teller machine, and Internet and mobile banking services. It also provides title insurance, insurance brokerage, and investment services.

As of May 15, 2026: spot at $32.67, ATM IV 50.0%, net GEX $397.

Sector
Financial Services
Industry
Banks - Regional
Market Cap
$683.5M
P/E Ratio
9.77
Beta
0.70
52-Week Range
29.63-37.39
Dividend Yield
$1.08
CEO
Gavin A. Mohr
Employees
732
IPO Date
Sep 4, 1985
Exchange
NASDAQ

What IBCP Looks Like to Options Traders Today

IV rank of 21.3% is subdued relative to the 1-year history, conditions that typically favor premium-buying or long-volatility structures (debit spreads, calendar spreads, long straddles); positive net gamma exposure ($397) means dealers hedge against trend, damping realized volatility and biasing price toward heavy-OI strikes; the 25-delta skew (-0.215) prices puts richer than calls, the typical equity downside-protection skew.

What This Page Covers

The IBCP overview links into per-metric analysis views: max pain, gamma exposure, volatility skew, expected move, options chain, open interest history, and aggregate Greeks. Microstructure data is available on short interest, short volume, fail-to-deliver, and market structure. Corporate data is on fundamentals, earnings, analyst ratings, and insider trading.

Frequently asked IBCP overview questions

What is IBCP?
IBCP is the ticker symbol for Independent Bank Corporation, a listed security. Independent Bank Corporation operates as the bank holding company for Independent Bank that provides various banking services to individuals and businesses. The company offers checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services, as well as automatic teller machine, and Internet and mobile banking services. Listed on NASDAQ. IBCP is the equity ticker shown on this page; equity options traders use the security for directional, volatility, and income strategies via the listed options chain.
What does the IBCP options snapshot look like today?
As of May 15, 2026, the IBCP options snapshot shows spot at $32.67, ATM IV 50.0%, IV rank 21.3%, net GEX $397, expected move 14.33%. The full options chain, Greeks by strike and expiration, per-strike open-interest distribution, dealer gamma and delta exposure, and the volatility skew surface are linked from this overview page. Each per-metric route refreshes once per trading session and reflects the most recent close-of-business listed-options state.
What are IBCP's key statistics?
Independent Bank Corporation (IBCP) carries a market capitalization of $683.5M, trailing P/E ratio of 9.77, beta of 0.70 relative to the broader market, 52-week range of 29.63-37.39. Full income statement, balance sheet, cash flow, and TTM ratio history is on the per-ticker fundamentals page; daily price history and 52-week levels are accessible from the same view. These structural inputs frame how the options market prices implied volatility around earnings windows and capital events.
What sector or industry does IBCP belong to?
Independent Bank Corporation operates in the Financial Services sector, in the Banks - Regional industry. Sector classification affects how the ticker correlates with sector ETFs, how it reacts to macro factors like rate moves and commodity prices, and how its options pricing compares to sector peers. Compare IBCP's implied volatility and skew against sector benchmarks to gauge whether the options market is pricing single-name or systemic risk relative to the broader peer group.
How current is the IBCP data on this page?
The options snapshot above is dated May 15, 2026 and refreshes once per session, with all per-strike Greeks and exposure aggregates recomputed at the daily close. Company-profile fields (sector, industry, market cap, P/E, IPO date) refresh from the vendor feed nightly. Financials and earnings refresh as 10-K and 10-Q filings are parsed (typically within several business days of the actual report). FINRA microstructure data refreshes on the source's cadence (daily for short volume, bi-monthly for short interest, weekly for the OTC volume file, twice-monthly for SEC FTD).