HRTG - Heritage Insurance Holdings, Inc.
Heritage Insurance Holdings, Inc. , through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance.
As of May 15, 2026: spot at $23.43, ATM IV 51.6%, max pain $22.50, net GEX $13.4K.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Market Cap
- $668.3M
- P/E Ratio
- 3.35
- Beta
- 1.03
- 52-Week Range
- 16.825-31.98
- CEO
- Ernesto Jose Garateix
- Employees
- 540
- IPO Date
- May 23, 2014
- Exchange
- NYSE
What HRTG Looks Like to Options Traders Today
IV rank of 31.2% sits near the 1-year median, where strategy choice depends on directional conviction and the event calendar rather than vol regime alone; positive net gamma exposure ($13.4K) means dealers hedge against trend, damping realized volatility and biasing price toward heavy-OI strikes; the 25-delta skew (0.067) prices calls richer than puts, often reflecting upside speculation or squeeze risk.
What This Page Covers
The HRTG overview links into per-metric analysis views: max pain, gamma exposure, volatility skew, expected move, options chain, open interest history, and aggregate Greeks. Microstructure data is available on short interest, short volume, fail-to-deliver, and market structure. Corporate data is on fundamentals, earnings, analyst ratings, and insider trading.
Frequently asked HRTG overview questions
- What is HRTG?
- HRTG is the ticker symbol for Heritage Insurance Holdings, Inc., a listed security. Heritage Insurance Holdings, Inc. , through its subsidiaries, provides personal and commercial residential insurance products. Listed on NYSE. HRTG is the equity ticker shown on this page; equity options traders use the security for directional, volatility, and income strategies via the listed options chain.
- What does the HRTG options snapshot look like today?
- As of May 15, 2026, the HRTG options snapshot shows spot at $23.43, ATM IV 51.6%, IV rank 31.2%, max pain $22.50, net GEX $13.4K, expected move 14.79%. The full options chain, Greeks by strike and expiration, per-strike open-interest distribution, dealer gamma and delta exposure, and the volatility skew surface are linked from this overview page. Each per-metric route refreshes once per trading session and reflects the most recent close-of-business listed-options state.
- What are HRTG's key statistics?
- Heritage Insurance Holdings, Inc. (HRTG) carries a market capitalization of $668.3M, trailing P/E ratio of 3.35, beta of 1.03 relative to the broader market, 52-week range of 16.825-31.98. Full income statement, balance sheet, cash flow, and TTM ratio history is on the per-ticker fundamentals page; daily price history and 52-week levels are accessible from the same view. These structural inputs frame how the options market prices implied volatility around earnings windows and capital events.
- What sector or industry does HRTG belong to?
- Heritage Insurance Holdings, Inc. operates in the Financial Services sector, in the Insurance - Property & Casualty industry. Sector classification affects how the ticker correlates with sector ETFs, how it reacts to macro factors like rate moves and commodity prices, and how its options pricing compares to sector peers. Compare HRTG's implied volatility and skew against sector benchmarks to gauge whether the options market is pricing single-name or systemic risk relative to the broader peer group.
- How current is the HRTG data on this page?
- The options snapshot above is dated May 15, 2026 and refreshes once per session, with all per-strike Greeks and exposure aggregates recomputed at the daily close. Company-profile fields (sector, industry, market cap, P/E, IPO date) refresh from the vendor feed nightly. Financials and earnings refresh as 10-K and 10-Q filings are parsed (typically within several business days of the actual report). FINRA microstructure data refreshes on the source's cadence (daily for short volume, bi-monthly for short interest, weekly for the OTC volume file, twice-monthly for SEC FTD).