HCI Analyst Ratings
HCI Group, Inc. (HCI) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry, with a market capitalization near $2.44B, listed on NYSE, employing roughly 594 people, carrying a beta of 1.05 to the broader market. Headquartered in Tampa, Florida, HCI Group, Inc. Led by Pareshbhai Suryakant Patel, public since 2008-09-15.
Analyst Ratings
In the October 2026 monthly count, 5 analysts rated HCI: 1 Strong Buy, 3 Buy, 1 Hold, 0 Sell and 0 Strong Sell.
Twelve months earlier, in October 2025: 5 analysts, 1 Strong Buy, 4 Buy, 0 Hold, 0 Sell and 0 Strong Sell.
Price Targets
- Average Target
- $230.00
- Median Target
- $230.00
- High
- $235.00
- Low
- $225.00
- Targets Published, Last 12 Months
- 2
Recent Price Targets
The 2 most recent of 2 price targets published in the last 12 months.
| Date | Firm | Analyst | Target | Price When Posted |
|---|---|---|---|---|
| Oct 1, 2026 | Truist Financial | Mark Hughes | $235.00 | $173.82 |
| Jul 9, 2026 | Cantor Fitzgerald | Not named | $225.00 | $181.03 |
Recent Upgrades & Downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 7, 2026 | Citizens | maintain | Market Outperform | Market Outperform |
| Nov 13, 2025 | Oppenheimer | downgrade | Outperform | Perform |
| Nov 10, 2025 | Citizens | maintain | Market Outperform | Market Outperform |
| Nov 7, 2025 | Truist Securities | maintain | Buy | Buy |
| May 30, 2025 | Compass Point | upgrade | Neutral | Buy |
Quantitative Rating
HCI carries a model grade of A+ (overall score 5 of 5), computed from six valuation and financial measures (discounted cash flow, return on equity, return on assets, debt to equity, price to earnings and price to book), each scored 1 to 5. It is not an analyst rating.
How to Read HCI Analyst Coverage
Sell-side equity analysts publish three primary outputs: ratings (Strong Buy / Buy / Hold / Sell / Strong Sell, or firm-specific equivalents), price targets, and EPS / revenue estimate revisions. Rating consensus moves slowly relative to price; it reflects 12-month directional conviction rather than near-term momentum. Price targets are more responsive but typically drift behind realized price during sharp moves. The most actionable signal for options traders is a cluster of ratings actions across multiple firms within a short window, which compresses or expands implied volatility on a horizon of days to weeks and shifts the put-call skew toward the directional consensus. The recent-actions table above shows the five most recent firm-level changes; longer histories live behind aggregator sources.
For event-driven options sizing, pair the consensus rating and target distribution with the implied-volatility surface and dealer-positioning view. Aggressive target hikes from multiple firms tend to tighten put skew (downside protection becomes relatively cheaper); aggressive cuts widen put skew. The size of the IV response in the hours after a rating change is visible on the per-ticker volatility skew page and the gamma-exposure page, both of which show how dealer hedging propagates the analyst-driven flow into the listed options chain.
Learn how analyst ratings is reported and how to read the data →
Frequently asked HCI analyst ratings questions
- What is the HCI consensus price target?
- As of the latest aggregator update, HCI Group, Inc. (HCI) carries a consensus 12-month price target of $230.00. Target ranges run from a low of $225.00 to a high of $235.00. The target is the average of the price targets published by sell-side equity analysts covering the name.
- What is the analyst rating consensus on HCI?
- In the October 2026 monthly count, 5 analysts rated HCI, and the distribution tilts to the Buy side: 1 Strong Buy, 3 Buy, 1 Hold, 0 Sell and 0 Strong Sell. Rating consensus moves slowly relative to price; it reflects sell-side conviction over a 12-month horizon rather than near-term momentum.
- What recent ratings actions has HCI seen?
- The five most recent ratings actions on HCI appear on the page above. Sell-side rating changes are watched for two reasons: an upgrade or downgrade with a meaningful target revision moves the consensus and can trigger short-term positioning shifts, and the firm-level rating cluster (multiple firms moving in the same direction within a short window) is a clearer signal than any single action. Options markets often price the implied-vol response within minutes of the announcement.
- How do analyst targets affect HCI options pricing?
- Analyst target revisions tend to be priced in by the lit options market within minutes of publication, but persistent target drift over weeks does correlate with implied-volatility movement. Aggressive target hikes from multiple firms inside a single quarter tighten put skew (downside protection becomes cheaper relative to upside speculation); aggressive cuts widen put skew. The most actionable read is the implied-vol response in the hours after a target change, which is visible on the per-ticker volatility skew page.