ATLC Analyst Ratings
Atlanticus Holdings Corporation (ATLC) operates in the Financial Services sector, specifically the Financial - Credit Services industry, with a market capitalization near $1.38B, listed on NASDAQ, employing roughly 576 people, carrying a beta of 1.99 to the broader market. Atlanticus Holdings Corporation, operating under the ticker ATLC, is a financial services enterprise providing a spectrum of credit and related financial solutions to consumers throughout the United States. Led by Jeffrey A. Howard, public since 1999-04-23.
Analyst Ratings
In the October 2026 monthly count, 5 analysts rated ATLC: 1 Strong Buy, 4 Buy, 0 Hold, 0 Sell and 0 Strong Sell.
Twelve months earlier, in October 2025: 6 analysts, 1 Strong Buy, 4 Buy, 1 Hold, 0 Sell and 0 Strong Sell.
Price Targets
- Average Target
- $136.40
- Median Target
- $144.00
- High
- $179.00
- Low
- $100.00
- Targets Published, Last 12 Months
- 5
Recent Price Targets
The 5 most recent of 5 price targets published in the last 12 months.
| Date | Firm | Analyst | Target | Price When Posted |
|---|---|---|---|---|
| Jul 13, 2026 | Capital One Financial | Not named | $144.00 | $99.26 |
| Jul 13, 2026 | HSBC | Not named | $144.00 | $99.26 |
| Jul 8, 2026 | Jefferies | Not named | $115.00 | $97.38 |
| Jun 30, 2026 | BTIG | Vincent Caintic | $179.00 | $104.27 |
| Jun 10, 2026 | William Blair | Not named | $100.00 | $88.59 |
Recent Upgrades & Downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 22, 2026 | BTIG | maintain | Buy | Buy |
| Sep 3, 2026 | B. Riley Securities | maintain | Buy | Buy |
| Jul 8, 2026 | Jefferies | maintain | Buy | Buy |
| Jun 30, 2026 | BTIG | maintain | Buy | Buy |
| Mar 23, 2026 | B. Riley Securities | maintain | Buy | Buy |
Quantitative Rating
ATLC carries a model grade of B+ (overall score 3 of 5), computed from six valuation and financial measures (discounted cash flow, return on equity, return on assets, debt to equity, price to earnings and price to book), each scored 1 to 5. It is not an analyst rating.
How to Read ATLC Analyst Coverage
Sell-side equity analysts publish three primary outputs: ratings (Strong Buy / Buy / Hold / Sell / Strong Sell, or firm-specific equivalents), price targets, and EPS / revenue estimate revisions. Rating consensus moves slowly relative to price; it reflects 12-month directional conviction rather than near-term momentum. Price targets are more responsive but typically drift behind realized price during sharp moves. The most actionable signal for options traders is a cluster of ratings actions across multiple firms within a short window, which compresses or expands implied volatility on a horizon of days to weeks and shifts the put-call skew toward the directional consensus. The recent-actions table above shows the five most recent firm-level changes; longer histories live behind aggregator sources.
For event-driven options sizing, pair the consensus rating and target distribution with the implied-volatility surface and dealer-positioning view. Aggressive target hikes from multiple firms tend to tighten put skew (downside protection becomes relatively cheaper); aggressive cuts widen put skew. The size of the IV response in the hours after a rating change is visible on the per-ticker volatility skew page and the gamma-exposure page, both of which show how dealer hedging propagates the analyst-driven flow into the listed options chain.
Learn how analyst ratings is reported and how to read the data →
Frequently asked ATLC analyst ratings questions
- What is the ATLC consensus price target?
- As of the latest aggregator update, Atlanticus Holdings Corporation (ATLC) carries a consensus 12-month price target of $136.40. Target ranges run from a low of $100.00 to a high of $179.00. The target is the average of the price targets published by sell-side equity analysts covering the name.
- What is the analyst rating consensus on ATLC?
- In the October 2026 monthly count, 5 analysts rated ATLC, and the distribution tilts to the Buy side: 1 Strong Buy, 4 Buy, 0 Hold, 0 Sell and 0 Strong Sell. Rating consensus moves slowly relative to price; it reflects sell-side conviction over a 12-month horizon rather than near-term momentum.
- What recent ratings actions has ATLC seen?
- The five most recent ratings actions on ATLC appear on the page above. Sell-side rating changes are watched for two reasons: an upgrade or downgrade with a meaningful target revision moves the consensus and can trigger short-term positioning shifts, and the firm-level rating cluster (multiple firms moving in the same direction within a short window) is a clearer signal than any single action. Options markets often price the implied-vol response within minutes of the announcement.
- How do analyst targets affect ATLC options pricing?
- Analyst target revisions tend to be priced in by the lit options market within minutes of publication, but persistent target drift over weeks does correlate with implied-volatility movement. Aggressive target hikes from multiple firms inside a single quarter tighten put skew (downside protection becomes cheaper relative to upside speculation); aggressive cuts widen put skew. The most actionable read is the implied-vol response in the hours after a target change, which is visible on the per-ticker volatility skew page.