SFYF Collar Strategy

SFYF (SoFi Social 50 ETF), in the Financial Services sector, (Asset Management industry), listed on AMEX.

Under normal circumstances, at least 80% of the fund's total assets (exclusive of any collateral held from securities lending) will be invested in the component securities of the index. The index follows a rules-based methodology that tracks the performance of a portfolio of the 50 most widely held U.S.-listed equity securities in self-directed brokerage accounts (the "SoFi Accounts") of SoFi Securities, LLC, an affiliate of Social Finance, Inc. ("SoFi"), as determined using the rules-based methodology.

SFYF (SoFi Social 50 ETF) trades in the Financial Services sector, specifically Asset Management, with a market capitalization of approximately $39.7M, a beta of 1.49 versus the broader market, a 52-week range of 43.16-63.18, average daily share volume of 4K, a public-listing history dating back to 2019. These structural characteristics shape how SFYF etf options price implied volatility around earnings windows, capital events, and macro-driven sector rotations.

A beta of 1.49 indicates SFYF has historically moved more than the broader market, amplifying both the directional payoff and the realized volatility relative to an index-equivalent position. SFYF pays a dividend, which adjusts put-call parity and shifts the ex-dividend pricing across the listed chain.

What is a collar on SFYF?

A collar pairs long stock with a protective out-of-the-money put financed by a short out-of-the-money call, capping both tails of the position around the current spot.

Current SFYF snapshot

As of May 15, 2026, spot at $62.19, ATM IV 24.60%, IV rank 7.01%, expected move 7.05%. The collar on SFYF below is built from the same end-of-day chain, with strikes snapped to listed contracts and premiums pulled from the bid/ask midpoint at a 98-day expiry.

Why this collar structure on SFYF specifically: IV regime affects collar pricing on both sides; compressed SFYF IV at 24.60% typically pushes the short call premium to roughly offset the long put cost, with a market-implied 1-standard-deviation move of approximately 7.05% (roughly $4.39 on the underlying). The 98-day window matched to the front-month expiry keeps theta exposure bounded while still capturing the post-snapshot move; longer-dated SFYF expiries trade a higher absolute premium for lower per-day decay. Position sizing on SFYF should anchor to the underlying notional of $62.19 per share and to the trader's directional view on SFYF etf.

SFYF collar setup

The SFYF collar below is built from the end-of-day chain, with each option leg priced at the bid/ask midpoint of its listed strike. With SFYF near $62.19, the first option leg uses a $65.00 strike; additional legs (when the strategy has them) anchor to spot-relative offsets. Premiums come from the bid/ask midpoint on the listed SFYF chain at a 98-day expiry; the cross-strike IV skew is reflected directly in the per-leg values rather than approximated. Quantity sizing assumes one contract per option leg (or 100 SFYF shares for the stock leg in covered calls and collars).

ActionTypeStrike / BasisPremium (est)
Buy 100 sharesStock$62.19long
Sell 1Call$65.00$2.22
Buy 1Put$59.00$1.93

SFYF collar risk and reward

Net Premium / Debit
-$6,190.00
Max Profit (per contract)
$310.00
Max Loss (per contract)
-$290.00
Breakeven(s)
$61.90
Risk / Reward Ratio
1.069

Max profit roughly equals short-call strike minus cost basis plus net premium; max loss roughly equals cost basis minus long-put strike minus net premium. Breakeven shifts by the net premium.

SFYF collar payoff curve

Modeled P&L at expiration across a range of underlying prices for the collar on SFYF. Each row is one sampled price point from the computed payoff curve; the full curve uses 200 price points internally before being summarized into 10 rows here.

Underlying Price% From SpotP&L at Expiration
$0.01-100.0%-$290.00
$13.76-77.9%-$290.00
$27.51-55.8%-$290.00
$41.26-33.7%-$290.00
$55.01-11.5%-$290.00
$68.76+10.6%+$310.00
$82.51+32.7%+$310.00
$96.26+54.8%+$310.00
$110.01+76.9%+$310.00
$123.76+99.0%+$310.00

When traders use collar on SFYF

Collars on SFYF hedge an existing long SFYF etf position; the long put sets a floor while the short call finances it, often run as a near-zero-cost hedge during expected volatility windows.

SFYF thesis for this collar

The market-implied 1-standard-deviation range for SFYF extends from approximately $57.80 on the downside to $66.58 on the upside. A SFYF collar hedges an existing long SFYF position with a protective put while financing the put cost via a short call; when the premiums roughly offset, the collar acts as a near-zero-cost insurance band around the current spot. Current SFYF IV rank near 7.01% sits in the lower third of its 1-year distribution, where IV often re-expands toward the mean; this favors premium-buying structures and disadvantages premium-selling structures on SFYF at 24.60%. As a Financial Services name, SFYF options can move on sector-level news flow (peer earnings, regulatory updates, industry-specific macro data) in addition to SFYF-specific events.

SFYF collar positions are structurally neutral (protective); the modeled P&L assumes European-style exercise at expiration and ignores early assignment, transaction costs, dividends paid before expiry on the stock leg (when present), and the bid-ask spread on the listed chain. SFYF positions also carry Financial Services sector concentration risk; news flow inside the sector (peer earnings, regulatory shifts, supply-chain headlines) can move SFYF alongside the broader basket even when SFYF-specific fundamentals are unchanged. Always rebuild the position from current SFYF chain quotes before placing a trade.

Frequently asked questions

What is a collar on SFYF?
A collar on SFYF is the collar strategy applied to SFYF (etf). The strategy is structurally neutral (protective): A collar pairs long stock with a protective out-of-the-money put financed by a short out-of-the-money call, capping both tails of the position around the current spot. With SFYF etf trading near $62.19, the strikes shown on this page are snapped to the nearest listed SFYF chain strike and the premiums come straight from the end-of-day bid/ask midpoint.
How are SFYF collar max profit and max loss calculated?
Max profit roughly equals short-call strike minus cost basis plus net premium; max loss roughly equals cost basis minus long-put strike minus net premium. Breakeven shifts by the net premium. For the SFYF collar priced from the end-of-day chain at a 30-day expiry (ATM IV 24.60%), the computed maximum profit is $310.00 per contract and the computed maximum loss is -$290.00 per contract. Live intraday quotes will differ as the chain moves through the trading session.
What is the breakeven for a SFYF collar?
The breakeven for the SFYF collar priced on this page is roughly $61.90 at expiration, derived from end-of-day chain premiums. Breakeven is the underlying price at which the strategy's P&L crosses zero ignoring transaction costs and assignment risk. The current SFYF market-implied 1-standard-deviation expected move is approximately 7.05%; if the move sits well outside the breakeven distance, the structure's risk-reward becomes correspondingly tighter.
When should you consider a collar on SFYF?
Collars on SFYF hedge an existing long SFYF etf position; the long put sets a floor while the short call finances it, often run as a near-zero-cost hedge during expected volatility windows.
How does current SFYF implied volatility affect this collar?
SFYF ATM IV is at 24.60% with IV rank near 7.01%, which is on the low end of its 1-year range. Premium-buying structures (long call, long put, debit spreads) are relatively cheap in this regime; premium-selling structures collect less credit per unit risk.

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