HIPS Covered Call Strategy

HIPS (GraniteShares HIPS US High Income ETF), in the Financial Services sector, (Asset Management - Income industry), listed on AMEX.

The GraniteShares HIPS US High Income ETF seeks to track the performance, before fees and expenses, of the EQM High Income Pass-Through Securities Index*.

HIPS (GraniteShares HIPS US High Income ETF) trades in the Financial Services sector, specifically Asset Management - Income, with a market capitalization of approximately $105.0M, a beta of 0.66 versus the broader market, a 52-week range of 11.39-12.46, average daily share volume of 45K, a public-listing history dating back to 2015. These structural characteristics shape how HIPS etf options price implied volatility around earnings windows, capital events, and macro-driven sector rotations.

A beta of 0.66 indicates HIPS has historically moved less than the broader market, dampening realized volatility and producing tighter expected-move bands per unit of dollar exposure. HIPS pays a dividend, which adjusts put-call parity and shifts the ex-dividend pricing across the listed chain.

What is a covered call on HIPS?

A covered call pairs long stock with a short out-of-the-money call, collecting premium and capping upside above the short strike in exchange for income.

Current HIPS snapshot

As of May 15, 2026, spot at $11.75, ATM IV 318.80%, IV rank 65.02%, expected move 14.98%. The covered call on HIPS below is built from the same end-of-day chain, with strikes snapped to listed contracts and premiums pulled from the bid/ask midpoint at a 34-day expiry.

Why this covered call structure on HIPS specifically: HIPS IV at 318.80% is mid-range versus its 1-year history, so the credit collected on a HIPS covered call sits in line with its long-run distribution, with a market-implied 1-standard-deviation move of approximately 14.98% (roughly $1.76 on the underlying). The 34-day window matched to the front-month expiry keeps theta exposure bounded while still capturing the post-snapshot move; longer-dated HIPS expiries trade a higher absolute premium for lower per-day decay. Position sizing on HIPS should anchor to the underlying notional of $11.75 per share and to the trader's directional view on HIPS etf.

HIPS covered call setup

The HIPS covered call below is built from the end-of-day chain, with each option leg priced at the bid/ask midpoint of its listed strike. With HIPS near $11.75, the first option leg uses a $12.00 strike; additional legs (when the strategy has them) anchor to spot-relative offsets. Premiums come from the bid/ask midpoint on the listed HIPS chain at a 34-day expiry; the cross-strike IV skew is reflected directly in the per-leg values rather than approximated. Quantity sizing assumes one contract per option leg (or 100 HIPS shares for the stock leg in covered calls and collars).

ActionTypeStrike / BasisPremium (est)
Buy 100 sharesStock$11.75long
Sell 1Call$12.00$0.40

HIPS covered call risk and reward

Net Premium / Debit
-$1,135.00
Max Profit (per contract)
$65.00
Max Loss (per contract)
-$1,134.00
Breakeven(s)
$11.35
Risk / Reward Ratio
0.057

Max profit equals short-strike minus cost basis plus premium times 100; max loss is cost basis minus premium (at zero). Breakeven is cost basis minus premium.

HIPS covered call payoff curve

Modeled P&L at expiration across a range of underlying prices for the covered call on HIPS. Each row is one sampled price point from the computed payoff curve; the full curve uses 200 price points internally before being summarized into 10 rows here.

Underlying Price% From SpotP&L at Expiration
$0.01-99.9%-$1,134.00
$2.61-77.8%-$874.31
$5.20-55.7%-$614.62
$7.80-33.6%-$354.93
$10.40-11.5%-$95.25
$12.99+10.6%+$65.00
$15.59+32.7%+$65.00
$18.19+54.8%+$65.00
$20.79+76.9%+$65.00
$23.38+99.0%+$65.00

When traders use covered call on HIPS

Covered calls on HIPS are an income strategy run on existing HIPS etf positions; traders typically sell calls at 25-35 delta with 30-45 days to expiration to balance premium against upside cap.

HIPS thesis for this covered call

The market-implied 1-standard-deviation range for HIPS extends from approximately $9.99 on the downside to $13.51 on the upside. A HIPS covered call collects premium on an existing long HIPS position, trading off upside above the short call strike for immediate income; the short strike selection should reflect the trader's view on whether HIPS will breach that level within the expiration window. Current HIPS IV rank near 65.02% is mid-range against its 1-year distribution, so the IV signal is neutral; the covered call thesis on HIPS should anchor more to the directional view and the expected-move geometry. As a Financial Services name, HIPS options can move on sector-level news flow (peer earnings, regulatory updates, industry-specific macro data) in addition to HIPS-specific events.

HIPS covered call positions are structurally neutral to slightly bullish; the modeled P&L assumes European-style exercise at expiration and ignores early assignment, transaction costs, dividends paid before expiry on the stock leg (when present), and the bid-ask spread on the listed chain. HIPS positions also carry Financial Services sector concentration risk; news flow inside the sector (peer earnings, regulatory shifts, supply-chain headlines) can move HIPS alongside the broader basket even when HIPS-specific fundamentals are unchanged. Short-premium structures like a covered call on HIPS carry tail risk when realized volatility exceeds the implied move; review historical HIPS earnings reactions and macro stress periods before sizing. Always rebuild the position from current HIPS chain quotes before placing a trade.

Frequently asked questions

What is a covered call on HIPS?
A covered call on HIPS is the covered call strategy applied to HIPS (etf). The strategy is structurally neutral to slightly bullish: A covered call pairs long stock with a short out-of-the-money call, collecting premium and capping upside above the short strike in exchange for income. With HIPS etf trading near $11.75, the strikes shown on this page are snapped to the nearest listed HIPS chain strike and the premiums come straight from the end-of-day bid/ask midpoint.
How are HIPS covered call max profit and max loss calculated?
Max profit equals short-strike minus cost basis plus premium times 100; max loss is cost basis minus premium (at zero). Breakeven is cost basis minus premium. For the HIPS covered call priced from the end-of-day chain at a 30-day expiry (ATM IV 318.80%), the computed maximum profit is $65.00 per contract and the computed maximum loss is -$1,134.00 per contract. Live intraday quotes will differ as the chain moves through the trading session.
What is the breakeven for a HIPS covered call?
The breakeven for the HIPS covered call priced on this page is roughly $11.35 at expiration, derived from end-of-day chain premiums. Breakeven is the underlying price at which the strategy's P&L crosses zero ignoring transaction costs and assignment risk. The current HIPS market-implied 1-standard-deviation expected move is approximately 14.98%; if the move sits well outside the breakeven distance, the structure's risk-reward becomes correspondingly tighter.
When should you consider a covered call on HIPS?
Covered calls on HIPS are an income strategy run on existing HIPS etf positions; traders typically sell calls at 25-35 delta with 30-45 days to expiration to balance premium against upside cap.
How does current HIPS implied volatility affect this covered call?
HIPS ATM IV is at 318.80% with IV rank near 65.02%, which is mid-range against its 1-year history. Strategy selection depends more on directional thesis and expected move than on a strong IV signal.

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